Measure Your Investment Returns
Calculate ROI percentage, net profit, and annualized return for any investment. Compare your results against common benchmarks.
⚙Investment Details
Amount you originally invested
Current or projected value
How long you held the investment
Example Scenarios
ROI
+50.00%
Net Profit
+$5,000.00
Annualized ROI
+14.47%
Total Return
$15,000.00
Investment Breakdown
Benchmark Comparison
What is Return on Investment (ROI)?
Return on Investment (ROI) is a performance metric used to evaluate the efficiency or profitability of an investment. It compares the gain or loss from an investment relative to its cost, expressed as a percentage.
ROI Benchmarks by Asset Class
| Asset Class | Avg. Annual ROI | Risk Level | Notes |
|---|---|---|---|
| S&P 500 Index | ~10% | Medium | Historical average since 1957 |
| Real Estate | 8–12% | Medium | Varies by location and type |
| Bonds (10yr US) | 3–5% | Low | Government bonds |
| High-Yield Savings | 4–5% | Very Low | FDIC insured |
| Crypto (Bitcoin) | Varies | Very High | Highly volatile |
Frequently Asked Questions
What is ROI?
ROI (Return on Investment) measures the profitability of an investment relative to its cost. It is expressed as a percentage and is one of the most widely used metrics in finance.
What is the ROI formula?
ROI = ((Final Value − Initial Investment) / Initial Investment) × 100. A positive ROI means you made a profit; negative means a loss.
What is a good ROI?
A "good" ROI depends on the investment type and time period. The S&P 500 averages ~10% annually. Real estate averages 8–12%. Savings accounts offer 3–5%. Any ROI above your cost of capital is generally positive.
What is annualized ROI?
Annualized ROI (CAGR) normalizes returns over multiple years, making it easy to compare investments held for different durations. Formula: ((Final/Initial)^(1/years) − 1) × 100.
What is the difference between ROI and CAGR?
ROI measures total return over the entire period. CAGR (Compound Annual Growth Rate) measures the annual growth rate assuming compounding, making it better for comparing multi-year investments.
Can ROI be negative?
Yes. A negative ROI means the investment lost value. For example, investing $10,000 and getting back $8,000 gives an ROI of −20%.